Workers’ comp protects you and your workers. It guarantees wounded workers lost pay and treatment regardless of culpability.

Employers are protected from costly worker injury claims.

In most jurisdictions, having employees requires workers’ comp coverage.

Whether you’re a well-established company or a new business, you must know when to get workers compensation.

Workers’ compensation insurance is usually required as soon as you recruit your first employee.

Not only is it the law, but you should get coverage as quickly as possible.

Even if you are a lone entrepreneur, you may need workers’ compensation.

. Depending on your state, you may require it for a contractor license. Without it, you’ll have to foot the tab because your health insurance won’t cover work-related injuries or illnesses.

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